DEFINED BENEFIT OR DEFINED CONTRIBUTION

This week’s article, found in an issue of the Harvard Business Review, was of interest to me because it described very simply the difference between and shift from Defined Benefit retirement plans to Defined Contribution plans and it discussed that “more dangerous yet is the shift in focus away from retirement income to return on investment that has come with the introduction of saver-managed defined contribution plans”. We have always liked products that provide an income in retirement that you can’t outlive. If that is something of interest to you, give us a call and we can tell you about some options that may be available. We’re always here to help.

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